Mortgages. Most mainstream mortgages have either fixed or adjustable interest levels.

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Most mainstream mortgages have actually either fixed or interest that is adjustable. Typical fixed rate of interest loans have a term of 15 or three decades. A shorter-term loan often leads to a reduced rate of interest.

  • 97% Funding
  • Fixed or rate that is adjustable
  • HARP loans available
  • Second Home, non-owner investment that is occupied funding available

Better Qualification & Minimal Prices With National Backed Safety.

  • 3.5% Advance Payment
  • Minimal minimum credit score requirement
  • Fixed or rate that is adjustable
  • Lower re re re payment
  • Limited closing expenses
  • No prepayment penalty
  • Streamlined documents on refinances

No money down USDA rural development loans to assist you.

  • No advance payment needed
  • Shutting costs re re payment will come from any supply
  • Effortless qualification
  • Not restricted to homebuyers that are first-time
  • Reduced funding that is upfront, along side a low month-to-month USDA charge

Get home to safety whenever you obtain that loan with Homestar.

  • Accessible to veterans, reservists, active responsibility personnel, and surviving partners of veterans, centered on army entitlement
  • No advance payment needed
  • Reduced interest levels
  • 30 and 15 fixed loans year
  • No mortgage insurance premium that is monthly
  • Restricted closing expenses
  • No prepayment penalty

Other Loans You Can Expect


A loan that is jumbo for home loan amounts above the optimum conforming loan limitations. This permits for the ease of one loan for the whole loan quantity. Jumbo loans are offered for main residences, second or getaway domiciles, and investment properties.

  • Loan amounts as much as $5 million
  • Fixed and adjustable price loans
  • Designed for solitary family members domiciles, townhouses, and condos
  • Main second/vacation and residence homes


Kind of loan enabling one to transform a number of the equity at home into money although you retain ownership. No repayment is necessary unless or before the debtor not any longer occupies the residence, offers the house, or does not meet up with the responsibilities associated with mortgage.

  • Should be 62 or older and occupy the house as their main residence
  • No work limitations
  • Residence counseling needed

*These materials are not from HUD or FHA and are not authorized by HUD or federal federal government agency.

Allows borrowers to acquire or refinance a house while making restricted upgrades/repairs towards the home all under one single loan.

  • FHA qualified property
  • Funds for improvement incorporated into loan
  • Owner Occupied just
  • FHA advance payment of 3.5%
  • $100.00 down HUD Repo’s meet the criteria

Mortgage Loans


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  • Mobile: 770-503-0380
  • Toll Complimentary: 855-983-0138
  • Fax: 770-287-7634
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Homestar Financial Corporation, NMLS #70864. Corporate Office: 332 Washington St. NW Gainesville, GA 30501. Contact Number: (770) 503-0380. Homestar holds the following lender licenses: Georgia Residential Mortgage Licensee #17368, Alabama #21105, Arkansas #107432, Colorado, Florida #MLD275, Illinois Residential Mortgage Licensee #MB. 6761093, Indiana #27974, Iowa #2014-0138, Kansas Licensed Mortgage Company #MC. 0025237, Kentucky #MC322388, certified by the Mississippi Department of Banking and customer Finance #70864, Missouri #18-2206, Nebraska, North Carolina L-143335, RM-161, North Dakota #MB102740, New Mexico #70864, Oklahoma #MLO10489, sc MLS-70864, Southern Dakota #ML. 05084, Tennessee #109109 and Washington #CL-70864. Homestar Financial Corporation is certified being a Nationally Approved USDA loan provider for the Rural developing solitary Family Housing Guaranteed home loan system, a HUD Correspondent Mortgagee #1897400009, and VA # 64103600000. These materials aren’t from HUD check my blog or FHA and weren’t authorized by HUD or even a national government agency. Not totally all items and choices are for sale in all states. Terms are susceptible to alter with no warning. Illinois Commissioner’s workplace: James R. Thompson Center IDFPR-Residential Mortgage Banking 100 W. Randolph, 9th Floor Chicago, Illinois 60601 Tel: (844)-768-1713